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Agri Finance from Westpac

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Westpac  Agri Finance is a long term agricultural finance solution that offers the flexibility and convenience of a seasonal funding or working capital facility, and a low rate of interest that is aligned to money markets.

Westpac Agri Finance loans offer a variable rate with terms available up to 15 years. It has five free redraw transactions per month are provided with Westpac Agri Finance, enabling customers to replenish their working capital account via internet, phone and branch banking, and a variety of interest rate options based on commercial bill rates for 30, 60, 90, 120, 150 and 180 days.

Customers with surplus funds can pay into Westpac Agri Finance at any time, reducing interest costs, and can draw down again within their available limits when extra funds are required.

Features of Westpac Agri Finance:

  • Minimum limit: $250,000
  • Maximum limit: Nil
  • Minimum term: 30 days
  • Maximum term: Up to 10 years (15 years interest only option also available)
  • Flexible drawdown and repayment options
  • Convenient redraw facility with five free redraws per month
Fees and charges
  • Establishment fee applies
  • Loan service fee applies
Repayment options
  • Interest only
  • Principal and interest
  • Principal and interest plus fees
Repayments can be made weekly, fortnightly, monthly, quarterly, half yearly or annually (principal only).


  • Residential property
  • Westpac term deposit
  • Commercial property
  • Rural and business assets
  • Other types of security  

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